Credit Product Development Officer Full-time Job

LOLC (CAMBODIA), Plc. is one of the top licensed microfinance institutions in Cambodia with a social vision and a business orientation that provides entrepreneurs and families at the base of the socio-economic pyramid with economic opportunities to transform the quality of their lives and their communities through the provision of effective and sustainable client-empowering financial services. Currently, LOLC serves more than 232,000 clients with loans outstanding of more than 450 million USD.

To support the rapid growth of our operations, LOLC is recruiting one (01) Credit Product Development Officer To be based at Head Office (Phnom Penh)

POSITION: Credit Product Development Officer (1 positions)

LOCATION: Head Office (Phnom Penh,1 positions)

Duties and Responsibilities:

	Work closely with Research and Credit Product Development team to analyze market trend, come up with a concrete plan for new credit product development and existing credit product refinement which are in line with LOLC’s strategies and expansion plan.
	Assist in new credit product design and existing credit product refinement which include feasibility study, product concept development, prototype test, and finalization of credit product features to position LOLC as a major player in the Cambodian MFIs.
	Assist in evaluating the financial aspects of credit product development, such as budgets, expenditures, and research and development appropriations.
	Monitoring and evaluation for pilot-tests of new or refined credit products to ensure that it is well developed to meet customer needs and gain more advantages.
	Regularly perform credit product costing and pricing to redirect LOLC’s pricing and other product strategies.
	Providing technical support to branches and instruction all relevant staff to make sure that it is comply with policy.
	Perform other tasks as assigned by manager.

Qualification and Requirements:

	At least Bachelor Degree in Finance and banking, Accounting, Business Administrative, Marketing or equivalent.
	At least one-year experience in Banking or MFIs specializing in credit product development; however, fresh graduates are also encouraged to apply.
	With knowledge of business and management principles involved in research and product development.
	Good command in English including writing, speaking, reading and listening.
	Be computer literacy – MS Office, MS Outlook, MS Visio, and other data analytical software;
	Good interpersonal and communication skills, team work, and independent.
	Ability to initiate and prioritize multi-tasks, and work well under pressure to meet deadlines.

Remuneration:

LOLC offers competitive remuneration to employees such as Khmer New Year Bonus, Pchum Ben Bonus, year-end bonus, annual salary increase, medical allowance, personal accident insurance, training and career development opportunities, and a good working environment that are fully compliant with Cambodia Labor Law.

How to apply:

Interested candidates should submit a CV, Cover Letter, and recent passport photograph, clearly mentioning the position and location applied for, to any nearby LOLC office or to the Human Resources Department at #666B, street 271, Sangkat Phsar Daeum Thkov, Khan Chamkarmon, Phnom Penh or email to recruitment@lolc.com.kh by May 24, 2019 For further information, please visit: www.lolc.com.kh.

Applicants submitted via email should follow the below guideline:

1. Email subject must be: Applying for (position title) (Ex: Applying for Credit Officer);

2. CV & Cover letter must be combined in one PDF or MS Word file and not exceed 5MB; and

3. Supporting documents are not required.

Only shortlisted candidates will be contacted. Submitted applications will not be returned.

LOLC (CAMBODIA), Plc. is one of the top licensed microfinance institutions in Cambodia with a social vision and a business orientation that provides entrepreneurs and families at the base of the socio-economic pyramid with economic opportunities to transform the quality of their lives and their communities through the provision of effective and sustainable client-empowering financial services. LOLC is owned by three shareholders, namely LOLC Micro Investment, Developing World Markets (DWM) and TPC ESOP. Currently, LOLC serves more than 206,904 clients with loans outstanding of more than 216 million USD.