Portfolio Analyst Officer Full-time Job

Main Duties and Responsibilities

• Contribute on development of the annual portfolio plan
• Timely report any deviations or trend that could impact in expected results, identify causes and gaps
• Assist Lending Support Unit, SME Loan Unit and Credit Control Unit to prepare annual plan by CO/Branch/Regional, collect loan proposals and supplementary documents from branches controlling, reporting and statistics
• Perform statistical analyses of the portfolio data-base to identify trends and risks and recommend actions in a timely manner
• Periodical monitoring of portfolio performance and quality through the use of standardized indicator such us PAR > 30 days, portfolio growth, disbursements levels, number of active clients, loan average, etc., to promote industry comparison
• Develop an internal system of portfolio performance by Credit officer, branch and region to encourage a healthy institutional competition environment
• Helping to enhance the quality of credit applications and making recommendations about procedural /policy changes
• Maintain compliance with external regulatory requirements and the internal control environment
• Do other tasks assigned by manager

Key Selection Criteria and Qualification

• Bachelor’s/Master’s degree or equivalent in Marketing, Finance, Economics, or other quantitative field.
• Minimum of 3 years of lending experience with Micro and SME loan segments.
• Minimum of 2 years of experience of working in regulated financial institution, preferable with some direct lending management experience
• Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
• Good technical knowledge of MS Office products (Excel, Word, others)
• Proficient in Excel (VBA)
• Strong knowledge in English.
• Willing to work under pressure.

Interested candidates are requested to submit his/her resume, cover letter with expected salary, photo, copy of certificates, recommendations, ID card, birth letter and family book via E-mail or to PRASAC MFI., Head Office at Building 212, St. 271, Toultompong 2, Chamkarmorn, Phnom Penh, Cambodia.

E-mail: recruitment@prasac.com.kh

Tel: 023 220 102

Note: Shortlisted candidates will be contacted for writing test or interview.

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PRASAC MFI Ltd, the largest microfinance institution in Cambodia, provides sustainable financial services for client’s growth such as loans, deposits, ATM, bill payment, phone top-up, Mobile Banking, Internet Banking, fund transfer, Foreign Exchange , POS and other financial products throughout Cambodia.