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SME Officer/Senior Full-time Job

4 weeks ago Microfinance Institution Phnom Penh   86 views
Job Details

Search for new clients and assists them for loan application.

Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the clients.

Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.

Prepares and execute loan contracts and arrange for disbursement of loan in all kinds.

Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.

Monitors the loan and follows up of the timely repayment.

Maintains contact and maintain good relationship with client.

Ensure full compliance with all in-place Chokchey policies & procedures and with audit recommendations.

Requirement

- Bachelor degree in banking & finance or accounting

At least one-year prior experience in credit department in MDIs or Banks.

Good understanding of business processes

Good presentation skills and excellent courteous attitude; social concern.

Ability to work in confidentiality; ability to work in the field.

Ability to communicate and to maintain good relation with the client

- Negotiation and internal relationship building.

Sound written and verbal English communication skills.

 - Problem solving and decision making.

Company Description
CHOKCHEY FINANCE PLC., was established in July 11, 2015. The institution received its countrywide microfinance approval from National Bank of Cambodia, No. M.F-70, on April 27, 2016. We provide micro finance services to all people to contribute to the Cambodian socio-economic development.