Risk Officer Full-time Job6 months ago - Microfinance Institution - Phnom Penh - 220 views
Oversight credit processes and procedures and provide recommendations to change/update in-term of risks.
Review credit assessment done by field staff by checking on loan file and on-site visit as required.
Review and conduct risk assessments on new products.
Review and track of portfolio quality for each product and identify weakness point to improve.
Lead a credit committee to review and approve loans that submitted from credit officers.
Report credit approvals to Credit Risk Control Unit.
Analyze trends of loan portfolio concentration.
Monitor portfolio with credit risk limits.
Design materials to train branch staff related to credit risk assessments.
Build concepts of credit risks to branch staff.
Monitor Loan performance of competitors.
Bachelor Degree in Finance and Banking or related fields.
Well understand related to credit processes.
Be independent decision making base on policies.
Strong analytical skills and interpret related to credit risks, economic sectors and environment effect to Chokchey.
Excellent excel spreadsheet, database analysis.
Very good in English both in writing and speaking.
Good integrity, positive attitude, helpful, high commitment, competence and motivation.
Experiences related to credit assessment, credit control, and credit supervision.