Senior Loan Review and Approval Officer

  Announced Date : April 10, 2019

  Deadline: April 30, 2019

   4   In Head Office

Main Duties and Responsibilities

• Elaborate PRASAC loan sales strategy to accomplish the annual lending plan.
• Review and approve loan that submitted from Branch
• Design material to train to branch staff related to loan assessment
• Timely report any deviations or trend that could impact in expected results, identify causes and gaps.
• Review loan documents to ensure loan information/ documentation are complete to submit to Credit Committees for approval and credit assessment done by field staff by checking on loan file and on-site visit as require
• Select poor portfolio performance branches, identify problems and propose actions to improve.
• Report of credit approval to Manager of Lending Unit
• Participate as observer in the credit committee at the visited branch.
• Suggest adjustments or corrections on lending internal policies and procedures
• Conduct refresher training during branch visits and during his/her participation as observer in the Credit Committees.

Key Selection Criteria and Qualification

• Bachelors/ Master’s degree or equivalent in Marketing, Finance, Economics or other quantitative field.
• Minimum of 3 years of lending experience with a focus on MSME segments
• Minimum of 3 years of experience of working in regulated financial institution, preferable with some direct lending management experience
• Experience with building strong relationships to achieve loan growth targets.
• Excellent working knowledge of the market.
• Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
• Good technical knowledge of MS Office products (Excel , Word, others)
• Strong knowledge in English.
• Willing to work under pressure
• Proactive, flexible and a good team player
• Ability on problem solving and good communication skills
• Good behavior, committed and disciplined

Interested candidates are requested to submit his/her resume, cover letter with expected salary, photo, copy of certificates, recommendations, ID card, birth letter and family book via E-mail or to PRASAC MFI., Head Office at Building 212, St. 271, Toultompong 2, Chamkarmorn, Phnom Penh, Cambodia.

E-mail: recruitment@prasac.com.kh

Tel: 023 220 102

Note: Shortlisted candidates will be contacted for writing test or interview.

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PRASAC MFI Ltd, the largest microfinance institution in Cambodia, provides sustainable financial services for client’s growth such as loans, deposits, ATM, bill payment, phone top-up, Mobile Banking, Internet Banking, fund transfer, Foreign Exchange , POS and other financial products throughout Cambodia.