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Senior Loan Review and Approval Officer Full-time Job

3 years ago Microfinance Institution Phnom Penh   632 views
Job Details

Senior Loan Review and Approval Officer

  Announced Date : April 10, 2019

  Deadline: April 30, 2019

   4   In Head Office

Main Duties and Responsibilities

  • Elaborate PRASAC loan sales strategy to accomplish the annual lending plan.
  • Review and approve loan that submitted from Branch
  • Design material to train to branch staff related to loan assessment
  • Timely report any deviations or trend that could impact in expected results, identify causes and gaps.
  • Review loan documents to ensure loan information/ documentation are complete to submit to Credit Committees for approval and credit assessment done by field staff by checking on loan file and on-site visit as require
  • Select poor portfolio performance branches, identify problems and propose actions to improve.
  • Report of credit approval to Manager of Lending Unit
  • Participate as observer in the credit committee at the visited branch.
  • Suggest adjustments or corrections on lending internal policies and procedures
  • Conduct refresher training during branch visits and during his/her participation as observer in the Credit Committees.

Key Selection Criteria and Qualification

  • Bachelors/ Master’s degree or equivalent in Marketing, Finance, Economics or other quantitative field.
  • Minimum of 3 years of lending experience with a focus on MSME segments
  • Minimum of 3 years of experience of working in regulated financial institution, preferable with some direct lending management experience
  • Experience with building strong relationships to achieve loan growth targets.
  • Excellent working knowledge of the market.
  • Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
  • Good technical knowledge of MS Office products (Excel , Word, others)
  • Strong knowledge in English.
  • Willing to work under pressure
  • Proactive, flexible and a good team player
  • Ability on problem solving and good communication skills
  • Good behavior, committed and disciplined

Interested candidates are requested to submit his/her resume, cover letter with expected salary, photo, copy of certificates, recommendations, ID card, birth letter and family book via E-mail or to PRASAC MFI., Head Office at Building 212, St. 271, Toultompong 2, Chamkarmorn, Phnom Penh, Cambodia.

E-mail: recruitment@prasac.com.kh

Tel: 023 220 102

Note: Shortlisted candidates will be contacted for writing test or interview.

Please click button "Apply Now" below if you want to apply for the job

Company Description
PRASAC MFI Ltd, the largest microfinance institution in Cambodia, provides sustainable financial services for client’s growth such as loans, deposits, ATM, bill payment, phone top-up, Mobile Banking, Internet Banking, fund transfer, Foreign Exchange , POS and other financial products throughout Cambodia.